Crayon Partners in LPEA Insight/Out #39: The Deposit Gap

LPEA gave Crayon Partners the floor in issue #39 of Insight/Out, within its Non-Traditional Investments section. In The Deposit Gap, Mathias Flattin sets out why rent-to-own has become a real estate asset class in its own right: residential, with financial performance and social impact built into the same instrument.

5 min read

Luxembourg, October 2026 - LPEA, a driving force in the private capital industry, gave Crayon Partners the floor in issue #39 of its magazine Insight/Out, within the Non-Traditional Investments section.

In The Deposit Gap, Mathias Flattin sets out why rent-to-own has become a real estate asset class in its own right: residential, with financial performance and social impact built into the same instrument.

London is sending a rare signal: record unsold new-build supply on one side, a wall of creditworthy households locked out of mortgages on the other. Firefighters, teachers, engineers and nurses who can comfortably service a mortgage but cannot assemble the lump sum required to obtain one. The barrier is timing, not solvency, and rent-to-own sits precisely at that intersection.

The article is reproduced below.

The Deposit Gap, page 18
The Deposit Gap, page 19

Read the full issue on the LPEA website.

Mathias Flattin
October 7, 2026

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